// data.jsx — domain data + premium estimation logic. Shared to window.

const INDUSTRIES = [
  { id: "food",    name: "음식점",      icon: "food",    rate: 420 },
  { id: "cafe",    name: "카페",        icon: "cafe",    rate: 320 },
  { id: "store",   name: "판매점·소매", icon: "store",   rate: 280 },
  { id: "office",  name: "사무실",      icon: "office",  rate: 190 },
  { id: "academy", name: "학원·교습소", icon: "academy", rate: 230 },
  { id: "beauty",  name: "미용실",      icon: "beauty",  rate: 260 },
  { id: "mart",    name: "마트·편의점", icon: "mart",    rate: 300 },
  { id: "etc",     name: "기타 업종",   icon: "dots",    rate: 300 },
];

const PYEONG_TO_M2 = 3.305785;
const BASE_MONTHLY = 9000;
const REGIONS = ["서울 마포구", "경기 성남시", "부산 해운대구", "인천 남동구", "대구 수성구", "서울 강서구", "광주 서구"];

const won = (n) => "₩" + Math.round(n).toLocaleString("ko-KR");
const wonPlain = (n) => Math.round(n).toLocaleString("ko-KR") + "원";

// deterministic pseudo-random from a seed string
function seeded(seed) {
  let h = 2166136261;
  for (let i = 0; i < seed.length; i++) { h ^= seed.charCodeAt(i); h = Math.imul(h, 16777619); }
  return ((h >>> 0) % 1000) / 1000;
}

// limit (보장한도) tier by area
function coverageLimit(m2) {
  if (m2 < 50) return { fire: "5천만원", liab: "1억원" };
  if (m2 < 100) return { fire: "1억원", liab: "2억원" };
  if (m2 < 200) return { fire: "2억원", liab: "3억원" };
  return { fire: "3억원", liab: "5억원" };
}

// main estimator
function estimateFire(industryId, pyeong) {
  const ind = INDUSTRIES.find((i) => i.id === industryId) || INDUSTRIES[0];
  const m2 = pyeong * PYEONG_TO_M2;
  let monthly = BASE_MONTHLY + m2 * ind.rate;
  monthly = Math.round(monthly / 100) * 100;
  const yearly = Math.round((monthly * 12 * 0.96) / 1000) * 1000; // 연납 할인 반영
  const cov = coverageLimit(m2);

  // similar (anonymized) contract — 1건
  const r = seeded(industryId + "-" + pyeong);
  const region = REGIONS[Math.floor(r * REGIONS.length)];
  const simPyeong = Math.max(8, Math.round(pyeong + (r - 0.5) * 8));
  const simMonthly = Math.round((monthly * (0.92 + r * 0.14)) / 100) * 100;
  const months = 3 + Math.floor(r * 9); // 가입 경과(개월)

  return {
    industry: ind, pyeong, m2, monthly, yearly, coverage: cov,
    similar: { region, industryName: ind.name, pyeong: simPyeong, monthly: simMonthly, coverage: cov, months },
  };
}

Object.assign(window, { INDUSTRIES, PYEONG_TO_M2, REGIONS, won, wonPlain, estimateFire });